A rate-and-term refinance in Arizona makes sense when the monthly savings pay back your closing costs before you sell. With the 30-year averaging 6.55% in mid-July 2026, here's the break-even math. Pillar Mortgage Group, NMLS #2700076
An FHA Streamline Refinance in Arizona lets FHA homeowners lower their rate with no appraisal, no income verification, and minimal paperwork. See if Phoenix and Scottsdale owners qualify in 2026. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).